APR Calculator

Reviewed by the CalculatorHub team, edited by James Graham. Method from CalculatorHub methodology. Last verified 2026-06-23.

The APR Calculator computes apr from the relation nominal APR = periodic interest rate percent x number of periods per year. It takes 2 inputs (periodic interest rate in %, number of periods per year) and returns the apr. Because this is a pure mathematical or physical formula rather than a jurisdiction-specific rule, the result never changes over time: the same inputs always produce the same answer, so you can rely on it whether you are checking homework, sizing a design, or sanity-checking another tool. Enter your values in the fields below and the result updates instantly; you can also share a permalink that pre-fills the exact calculation, which is useful for teaching, reports, or collaboration. For example, with periodic interest rate = 0.99 %, number of periods per year = 12, the apr works out to 11.88, and the worked example further down the page shows every step so you can follow the arithmetic and reproduce it by hand. The method is the standard form documented by CalculatorHub methodology, and the figure above each result carries the date it was last verified. This tool is general information and is not a substitute for professional engineering, medical, financial, or scientific advice; always check critical results against the primary source and your own judgement.