Coffee Spend Calculator
A few dollars on coffee feels trivial in the moment, but over a year it can rival a meaningful line in your budget. This calculator totals your coffee spend across a week, month, and year from your price per cup, cups per day, and how many days a week you actually buy. It also estimates the yearly saving if you brew some cups at home, using your own home-brew cost per cup. Enter your figures to see where the money goes.
Coffee spend formula
Weekly spend = price * cups per day * days per week
Yearly spend = weekly spend * 52
Monthly spend = yearly spend / 12
Yearly saving = (price - home cost) * cups switched * days per week * 52
Spend scales the per-cup price across the days you buy. The saving compares the bought price with your home-brew cost for the cups you choose to switch, over a full year of those purchase days.
Worked example
5 dollars a cup, 1 cup a day, 6 days a week, home brew 0.50 a cup, switching 1 cup a day. Weekly spend = 5 times 1 times 6 = 30.00. Yearly spend = 30 times 52 = 1,560.00. Monthly = 1,560 / 12 = 130.00. Yearly saving from switching = (5 minus 0.50) times 1 times 6 times 52 = 4.50 times 312 = 1,404.00.
Coffee spend: frequently asked questions
How much does a daily coffee cost per year?
Multiply the price per cup by cups per day, then by the number of days you buy coffee in a year. At 5 US dollars a cup, one cup a day, 6 days a week, that is roughly 5 times 1 times 312 = 1,560 US dollars a year. This calculator shows the weekly, monthly, and yearly totals from your own figures.
How much could I save by brewing at home?
Subtract your home-brew cost per cup from your bought price per cup, multiply by the cups you switch to home brewing, and scale to a year. Even a partial switch adds up: brewing half your cups at home can save hundreds of dollars a year. Enter your home-brew cost to see the figure.
Why use days per week rather than every day?
Most people do not buy coffee out every single day, so a days-per-week input gives a more honest annual figure than assuming 365 days. The calculator multiplies your days per week by about 52 to get yearly purchase days.
Does this include tips or extras?
Only if you build them into your price per cup. If you usually tip or add a pastry, raise the price-per-cup figure to reflect your true average spend per visit so the totals match what you actually pay.
Sources and method
- Method: per-cup price scaled across purchase days per week and 52 weeks, with the home-brew saving as the price difference times switched cups. All prices are user inputs.
- Personal budgeting guidance, U.S. Consumer Financial Protection Bureau: consumerfinance.gov.
Reviewed by the CalculatorHub team, edited by James Graham, 19 June 2026. See our methodology.