Cruise Cost Calculator

Cruise advertised fares are just the starting point. The true cost of a cruise includes port taxes, automatic gratuities, shore excursions, drinks packages, specialty dining, flights to the departure port, and pre or post-cruise hotels. This calculator compiles all these costs so you can estimate the full price of your cruise vacation before booking.

The quoted cruise-only fare per person
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Cruise cost formula

Per-person cost = Cabin fare + Port taxes + (Gratuity x Nights) + (Drinks pkg x Nights) + Excursions + Specialty dining
Total = Per-person cost x Passengers + Flights + Pre/post hotel

What cruise costs are often overlooked?

  • Gratuities: at $18 per person per night, a 7-night cruise for two costs $252 in automatic gratuities alone.
  • Wi-Fi: cruise ship internet packages often cost $20 to $30 per device per day, or $100 to $200 per voyage.
  • Photos: professional onboard photos can cost $30 to $50 each or $200 to $400 for a package.
  • Specialty coffee and non-alcoholic drinks: not always included in drinks packages.
  • Travel insurance: 4% to 10% of the prepaid non-refundable trip cost is typically recommended.

Cruise cost calculator: frequently asked questions

What is included in a cruise fare?

A standard cruise fare typically includes the cabin, most onboard meals (main dining room and buffet), entertainment, and some onboard activities. It does not usually include alcoholic drinks, specialty restaurants, shore excursions, gratuities, Wi-Fi, spa services, port taxes, or flights to the port of embarkation. Gratuities (also called service charges) are often automatically added to the bill at a rate of $15 to $25 per person per day.

What are port taxes and fees on a cruise?

Port taxes and fees are government-imposed charges collected by the cruise line and passed directly to port authorities, customs agencies, and government agencies. They are non-discretionary and non-negotiable. They typically range from $100 to $300 per person for a one-week cruise and must be added to any quoted cruise fare to calculate the true cost.

How much should I budget for cruise excursions?

Shore excursions vary widely. Cruise line-organised excursions typically cost $50 to $200 per person per port. Independent tours are often cheaper. For a 7-night cruise with 4 port days, budgeting $200 to $600 per person for excursions is reasonable for a mid-range experience. Some destinations (such as Alaska or Antarctica) have excursions that cost $300 to $500 each.

Are drinks packages worth it on a cruise?

Drinks packages typically cost $60 to $120 per person per day for all-inclusive alcohol. They are generally worth it if you consume 5 or more alcoholic drinks per day (at roughly $12 to $15 each individually). The calculation is straightforward: if (drinks package cost per day) is less than (expected drinks per day x per-drink price), the package saves money.

What gratuity rate should I budget?

Most major cruise lines add automatic service charges (gratuities) of approximately $15 to $25 per person per day in 2025 and 2026. For a 7-night cruise for two people at $18 per person per day, gratuities total $252. These are typically charged to the onboard account and can be adjusted at guest services on some lines.

Official sources

Reviewed by the CalculatorHub team, edited by James Graham, 14 June 2026. See our methodology.