Target Heart Rate Calculator

The target heart rate for exercise is the beats-per-minute range you should maintain during a workout to achieve a specific training effect. While simple percentage-of-maximum-heart-rate calculations are widely used, the Karvonen method provides more personalised targets because it factors in your resting heart rate. Your resting heart rate reflects your current cardiovascular fitness: the fitter you are, the lower your resting heart rate and the larger your heart rate reserve. By anchoring target zones to this reserve rather than raw max HR, the Karvonen formula means a 70% intensity workout demands the same relative effort for a trained athlete with a resting HR of 45 as it does for a sedentary person with a resting HR of 85, even though their absolute bpm targets are different. This calculator uses the Fox formula (220 minus age) for maximum HR and shows Karvonen target zones for six intensity levels from easy to maximum, so you can match your training intensity to your goals with precision.

Formula

Max HR (Fox) = 220 - age
HRR (heart rate reserve) = Max HR - Resting HR
Target HR at X% = (HRR * X%) + Resting HR

Target Heart Rate Calculator: frequently asked questions

What is the Karvonen method?

The Karvonen method calculates target heart rate as a percentage of heart rate reserve (HRR), where HRR = maximum heart rate minus resting heart rate. The formula is: Target HR = (HRR * intensity%) + resting HR. This is more personalised than calculating a simple percentage of maximum heart rate because it accounts for your individual fitness level as reflected in your resting heart rate.

How do I measure my resting heart rate accurately?

Measure your resting heart rate first thing in the morning before getting out of bed or engaging in any activity. Count your pulse for a full 60 seconds. For greatest accuracy, take measurements on three consecutive mornings and average the results. A heart rate monitor worn overnight can also give a reliable reading. Typical adult resting heart rate is 60 to 100 bpm; athletes often measure 40 to 60 bpm.

What intensity should I train at?

For general cardiovascular health, the American Heart Association recommends moderate-intensity exercise at 50 to 70% of maximum heart rate (or the equivalent Karvonen zones). For improving fitness and losing weight, 70 to 85% (moderate to vigorous) is more effective. Elite performance training incorporates all zones, with significant time in zone 2 (60-70%) for base building.

Why is Karvonen more accurate than simple percentage of HRmax?

Two people with the same age (and thus the same estimated HRmax) but different resting heart rates have different cardiovascular fitness levels. A person with a resting HR of 50 bpm has a much larger heart rate reserve than one with 80 bpm. The Karvonen method uses this reserve, so the same 70% Karvonen intensity corresponds to the same relative physiological demand for both people.

How does the American Heart Association define moderate intensity?

The American Heart Association defines moderate-intensity physical activity as exercise that raises your heart rate to 50 to 70% of your maximum heart rate. Vigorous intensity is 70 to 85% of maximum heart rate. These percentages are based on the simple max HR method, not the Karvonen method. Equivalent Karvonen percentages are somewhat lower because of the resting HR adjustment.

Official sources

Reviewed by the CalculatorHub team, edited by James Graham, 14 June 2026. See our methodology.