Alabama Property Tax Calculator
Figure basis: Official US Census Bureau, American Community Survey 5-year estimatesThis Alabama property tax calculator estimates the annual property tax on a home using the state's median effective property tax rate, which the US Census Bureau reports as 0.38% of a home's value. Enter a home value to see the estimated yearly property tax at that median rate. The Census figure is derived from the median real estate taxes paid in Alabama ($738) divided by the median home value ($195,100), from the American Community Survey 5-year estimates. Property tax in the United States is set locally, not by the state, so your actual rate depends on your county, city, school district and any special districts, and on how your property is assessed. Two homes of the same value in different counties of Alabama can have noticeably different bills. Use this as a sound statewide benchmark, then check your county assessor for your property's assessed value and the exact local millage rate, plus any homestead or senior exemptions you qualify for. The median real estate taxes and median home value here are official Census figures; the effective rate is the simple, disclosed ratio of the two.
Alabama's median effective property tax rate is 0.38% of home value (Census: median tax $738 on a median home worth $195,100). On a $400,000 home that is about $1,520 a year.
How Alabama property tax is estimated
estimated annual property tax = home value x effective rate / 100
Alabama median effective rate = median real estate taxes / median home value x 100
= $738 / $195,100 x 100 = 0.38%
Property tax is levied by local governments, so your exact rate is set by your county and municipality, not the state. The median rate above is a benchmark; check your county assessor for the assessed value and local millage that apply to your home.
Property tax by county in Alabama
Property tax is set locally, so the statewide median above hides a wide spread. These are the US Census Bureau's median figures for all 67 counties in Alabama: the median home value, the median real estate taxes actually paid, and the effective rate (taxes divided by value). The spread runs from Choctaw County at 0.17% to Jefferson County at 0.59%, against a state median of 0.38%. Click a column heading to sort.
| Autauga County | $207,200 | $627 | 0.3% |
| Baldwin County | $316,900 | $960 | 0.3% |
| Barbour County | $112,900 | $462 | 0.41% |
| Bibb County | $145,700 | $298 | 0.2% |
| Blount County | $175,200 | $523 | 0.3% |
| Bullock County | $81,700 | $332 | 0.41% |
| Butler County | $99,800 | $362 | 0.36% |
| Calhoun County | $156,600 | $653 | 0.42% |
| Chambers County | $135,800 | $523 | 0.39% |
| Cherokee County | $179,700 | $688 | 0.38% |
| Chilton County | $161,300 | $537 | 0.33% |
| Choctaw County | $123,400 | $207 | 0.17% |
| Clarke County | $121,700 | $396 | 0.33% |
| Clay County | $156,700 | $331 | 0.21% |
| Cleburne County | $165,600 | $486 | 0.29% |
| Coffee County | $188,600 | $677 | 0.36% |
| Colbert County | $171,000 | $678 | 0.4% |
| Conecuh County | $105,300 | $331 | 0.31% |
| Coosa County | $115,500 | $315 | 0.27% |
| Covington County | $152,100 | $397 | 0.26% |
| Crenshaw County | $114,000 | $369 | 0.32% |
| Cullman County | $199,100 | $516 | 0.26% |
| Dale County | $143,500 | $457 | 0.32% |
| Dallas County | $94,600 | $392 | 0.41% |
| DeKalb County | $152,700 | $496 | 0.32% |
| Elmore County | $223,900 | $610 | 0.27% |
| Escambia County | $136,500 | $530 | 0.39% |
| Etowah County | $167,100 | $645 | 0.39% |
| Fayette County | $125,900 | $355 | 0.28% |
| Franklin County | $136,000 | $433 | 0.32% |
| Geneva County | $130,700 | $447 | 0.34% |
| Greene County | $81,200 | $444 | 0.55% |
| Hale County | $127,600 | $406 | 0.32% |
| Henry County | $161,000 | $553 | 0.34% |
| Houston County | $183,300 | $562 | 0.31% |
| Jackson County | $159,500 | $480 | 0.3% |
| Jefferson County | $240,000 | $1,409 | 0.59% |
| Lamar County | $114,000 | $274 | 0.24% |
| Lauderdale County | $200,300 | $757 | 0.38% |
| Lawrence County | $172,300 | $497 | 0.29% |
| Lee County | $262,200 | $1,252 | 0.48% |
| Limestone County | $281,000 | $900 | 0.32% |
| Lowndes County | $86,300 | $337 | 0.39% |
| Macon County | $102,000 | $509 | 0.5% |
| Madison County | $299,200 | $1,185 | 0.4% |
| Marengo County | $107,400 | $409 | 0.38% |
| Marion County | $106,600 | $301 | 0.28% |
| Marshall County | $201,500 | $733 | 0.36% |
| Mobile County | $190,700 | $888 | 0.47% |
| Monroe County | $120,600 | $381 | 0.32% |
| Montgomery County | $171,900 | $702 | 0.41% |
| Morgan County | $212,000 | $718 | 0.34% |
| Perry County | $86,400 | $281 | 0.33% |
| Pickens County | $123,900 | $364 | 0.29% |
| Pike County | $157,600 | $424 | 0.27% |
| Randolph County | $181,600 | $452 | 0.25% |
| Russell County | $165,700 | $629 | 0.38% |
| Shelby County | $326,100 | $1,423 | 0.44% |
| St. Clair County | $226,300 | $724 | 0.32% |
| Sumter County | $82,600 | $359 | 0.43% |
| Talladega County | $149,200 | $544 | 0.36% |
| Tallapoosa County | $158,500 | $481 | 0.3% |
| Tuscaloosa County | $248,700 | $795 | 0.32% |
| Walker County | $135,900 | $356 | 0.26% |
| Washington County | $159,700 | $365 | 0.23% |
| Wilcox County | $98,800 | $319 | 0.32% |
| Winston County | $118,900 | $380 | 0.32% |
Source: US Census Bureau American Community Survey 5-year estimates (2023), tables B25103 (median real estate taxes paid) and B25077 (median home value). The effective rate is the disclosed ratio of the two. County medians describe the county as a whole; your own bill depends on your municipality, school district and any exemptions.
Why Alabama's property tax is the nation's lowest
Alabama has the lowest property taxes of any state, and the numbers here show why: a median bill of just $738 on a $195,100 home, an effective rate of only 0.38%. Two structural features drive that result. First, owner-occupied homes (Class III property) are assessed at just 10% of market value, so tax is levied on a fraction of what a home would sell for. Second, the state constitution caps millage rates and makes local increases hard to pass, since many require a constitutional amendment and a public vote.
Homestead exemptions widen the gap further. Homeowners aged 65 and older are exempt from the state portion of property tax regardless of income, and lower-income seniors or permanently disabled owners can be exempt from all property taxes on their principal residence. The result is that a retired Alabama homeowner can face a bill close to zero.
Because so much depends on your county and city millage and on whether you have actually claimed your homestead exemption, the 0.38% median is only a starting point. It is genuinely low, but a home in a well-funded school district or an incorporated city can still carry a meaningfully higher effective rate. Confirm your assessed value, property class, and exemptions with your county revenue commissioner before relying on the median.
Alabama property tax: frequently asked questions
What is the property tax rate in Alabama?
The median effective property tax rate in Alabama is 0.38% of a home's value, based on US Census Bureau data (median real estate taxes of $738 on a median home value of $195,100). On a $400,000 home that is about $1,520 a year. Your actual rate depends on your county and municipality.
How is Alabama property tax calculated?
Property tax is your home's assessed value multiplied by the combined local tax rate (millage) set by your county, city, school district and other local bodies. This calculator estimates it from the Alabama median effective rate of 0.38%; for an exact figure, use your county assessor's assessed value and local millage.
Why is Alabama's property tax different from my neighbour's?
Property tax is local, not statewide. Rates and assessment practices vary by county, city and school district, and exemptions (such as homestead exemptions) differ. The 0.38% here is the Alabama statewide median effective rate from the Census; individual bills vary above and below it.
Where does the Alabama property tax data come from?
From the US Census Bureau American Community Survey 5-year estimates (2023): table B25103 (median real estate taxes paid) and B25077 (median home value). The effective rate is taxes divided by value. The figures are verified as at Jun 25, 2026.
Official sources
- Alabama median real estate taxes paid and median home value (ACS 2023 5-year, tables B25103 and B25077): US Census Bureau, as at Jun 25, 2026.
Reviewed by the CalculatorHub team, edited by James Graham, 26 June 2026. See our methodology. General information, not financial or tax advice. Effective rate is the Census state median; your local rate is set by your county and municipality.