Hawaii Income Tax Calculator
Figure basis: Official Hawaii Department of TaxationHawaii income tax is calculated on your taxable income after deductions and exemptions. This calculator estimates your Hawaii state income tax liability for the current tax year. Enter your annual gross income, choose your filing status (single, married filing jointly, married filing separately, or head of household), and add any pre-tax deductions to see your estimated state tax, effective tax rate, and marginal bracket. Results update in real time as you adjust your inputs. The calculator covers Hawaii state income tax only; federal income tax, FICA payroll taxes, and any local income taxes your city or county imposes are separate. All rates and brackets are sourced directly from Hawaii Department of Taxation and are verified for the current tax year. Use this tool alongside the federal income tax calculator to see your combined total tax liability. Effective rate and marginal rate are both shown so you can evaluate the impact of additional income, filing status changes, or increased pre-tax contributions to a 401(k) or similar plan.
Hawaii uses graduated income tax brackets. A single filer earning $60,000 owes $2,842.83 in state income tax, an effective rate of 4.74% and a marginal rate of 7.6%. Enter your own income and filing status below.
Bracket breakdown
| Income range | Rate | Tax in bracket |
|---|
How Hawaii income tax works
Hawaii imposes a 12-bracket graduated income tax under Hawaii Revised Statutes 235-51, with one of the highest top marginal rates of any US state at 11%. Act 46, Session Laws of Hawaii 2024, widened the income limits in each bracket effective tax year 2025 (the brackets are unchanged for 2026). For tax year 2026 the 11% top rate applies to single-filer taxable income above $325,000 and married-filing-jointly income above $650,000. Hawaii's bracket structure is unusual in having 12 tiers, more than any other state. The married-filing-jointly thresholds are exactly double the single thresholds. Head-of-household thresholds fall between the single and joint amounts. Hawaii sets its own standard deduction, which Act 46 raised to $8,000 (single/MFS), $16,000 (joint) and $12,000 (head of household) for 2026, still below the federal amount. The high income tax is a significant part of Hawaii's overall high cost of living, alongside the General Excise Tax (GET), which functions similarly to a sales tax but applies to a broader base. Your result updates the page link, so you can copy a permalink to any calculation.
taxable income = gross income - standard deduction
state income tax = sum of (income in each bracket x bracket rate / 100)
effective rate = state income tax / gross income x 100
marginal rate = rate of the highest bracket reached
Hawaii income tax brackets (2026)
The table below shows the Hawaii graduated income tax brackets for single filers, as published by the Hawaii Department of Taxation and verified Jul 16, 2026. Thresholds for other filing statuses may differ; use the calculator above to select your status.
| Income range | Rate | Source |
|---|---|---|
| $0.00 to $9,599.00 | 1.4% | Hawaii Department of Taxation |
| $9,601.00 to $14,399.00 | 3.2% | Hawaii Department of Taxation |
| $14,401.00 to $19,199.00 | 5.5% | Hawaii Department of Taxation |
| $19,201.00 to $23,999.00 | 6.4% | Hawaii Department of Taxation |
| $24,001.00 to $35,999.00 | 6.8% | Hawaii Department of Taxation |
| $36,001.00 to $47,999.00 | 7.2% | Hawaii Department of Taxation |
| $48,001.00 to $124,999.00 | 7.6% | Hawaii Department of Taxation |
| $125,001.00 to $174,999.00 | 7.9% | Hawaii Department of Taxation |
| $175,001.00 to $224,999.00 | 8.25% | Hawaii Department of Taxation |
| $225,001.00 to $274,999.00 | 9% | Hawaii Department of Taxation |
| $275,001.00 to $324,999.00 | 10% | Hawaii Department of Taxation |
| Over $325,001.00 | 11% | Hawaii Department of Taxation |
The 12-bracket ladder and why middle earners feel Hawaii's rates
Hawaii runs the most granular rate schedule in the country: 12 brackets stretching from 1.4% to 11%. The headline is that 11% top rate, one of the highest anywhere, but for most residents the story is the middle of the ladder. The 7.6% bracket alone spans single-filer income from $48,001 to $125,000, so a typical professional salary sits squarely inside it, and you already reach 6.8% by $24,001.
Act 46 (Session Laws of Hawaii 2024) reshaped that schedule. It widened every bracket starting in 2025 and is raising the standard deduction in stages through 2031. For tax year 2026 the standard deduction is $8,000 single, $16,000 joint, and $12,000 head of household, still well below the federal figure, so Hawaii taxes a larger slice of income than your federal return does. The married-filing-jointly thresholds are set at exactly double the single amounts, a clean structure not every state offers.
The number people miss is the General Excise Tax. Hawaii has no conventional sales tax; instead the 4% GET (higher on Oahu with the county surcharge) applies to a very broad base, including services and rent, and is routinely passed through to consumers. Judging Hawaii's tax burden on income rates alone understates it. Add the GET and the nation's highest cost of living, and the effective bite on a household is heavier than the brackets, on their own, suggest.
Hawaii income tax: frequently asked questions
How much is the Hawaii income tax on a $60,000 salary?
A single filer earning $60,000 a year in Hawaii has a taxable income of $52,000.00 after the standard deduction. The computed state income tax is $2,842.83, an effective rate of 4.74%. Enter your own income above for an exact figure.
What is the Hawaii state income tax rate?
Hawaii has graduated income tax brackets. The marginal rate depends on your taxable income and filing status. For a single filer earning $60,000 the marginal rate is 7.6%.
What filing statuses does Hawaii income tax apply to?
Hawaii income tax applies to single filers, married couples filing jointly, head of household filers and married couples filing separately. Bracket thresholds and standard deductions may differ by filing status.
Does Hawaii cap the tax on long-term capital gains?
Yes. Under Hawaii Revised Statutes 235-51(f), an alternative tax caps the rate on the net long-term capital gain at 7.25%, rather than the ordinary schedule whose top rate is 11%. Your Hawaii tax is the lesser of (a) the ordinary graduated tax on all taxable income, or (b) the ordinary tax on income excluding the net long-term gain plus 7.25% of that gain. Short-term gains do not get the cap. This calculator applies the 7.25% cap automatically, treating the gain you enter as long-term; for a short-term gain, use the ordinary rate instead.
Why is Hawaii's income tax so high compared to other states?
Hawaii's top rate of 11% is one of the highest in the nation, reflecting the state's revenue needs and fiscal structure. Hawaii relies heavily on income tax because it replaced a traditional sales tax with the General Excise Tax (GET), which applies at a low rate (4%) to a very broad base including most services. The income tax helps fund public services on islands where the cost of government services is elevated due to geographic isolation and reliance on imported goods. Act 46 (2024) widened the brackets and raised the standard deduction to reduce the burden, but the upper rates remain among the highest in the country.
What are Hawaii's 2026 income tax brackets and rates?
Hawaii has 12 brackets for 2026 (income limits widened by Act 46, effective 2025 and unchanged for 2026). For single filers: 1.4% on $0-$9,600; 3.2% on $9,601-$14,400; 5.5% on $14,401-$19,200; 6.4% on $19,201-$24,000; 6.8% on $24,001-$36,000; 7.2% on $36,001-$48,000; 7.6% on $48,001-$125,000; 7.9% on $125,001-$175,000; 8.25% on $175,001-$225,000; 9% on $225,001-$275,000; 10% on $275,001-$325,000; and 11% above $325,000. Married filing jointly thresholds are double the single amounts. Authority: Hawaii Department of Taxation, Hawaii Revised Statutes 235-51; Act 46, Session Laws of Hawaii 2024.
Why is Hawaii's standard deduction so low?
Hawaii sets its own standard deduction under Hawaii Revised Statutes 235-54, separate from the federal amount. Act 46 (2024) is raising it in stages. For tax year 2026 the Hawaii standard deduction is $8,000 for single filers and married filing separately, $16,000 for married filing jointly, and $12,000 for head of household, still well below the substantially larger federal standard deduction. Hawaii also offers personal exemptions and various credits that partially offset the difference.
Does Hawaii tax retirement income and Social Security?
Hawaii does not tax Social Security benefits. However, Hawaii does tax most other forms of retirement income, including distributions from 401(k) plans, IRAs, and pensions from private employers. Hawaii does exempt certain public pension income, including distributions from the Hawaii Employees' Retirement System (ERS). Retirees with significant private retirement income should factor Hawaii's high income tax rates into their planning. See Hawaii Revised Statutes 235-7 for exclusions.
Official sources
- Hawaii income tax rates (tax year 2026): Hawaii Department of Taxation, as at Jul 16, 2026.
Reviewed by the CalculatorHub team, edited by James Graham, 11 June 2026. See our methodology. General information, not financial or tax advice.