Indiana Paycheck Calculator
Figure basis: Official Indiana Department of RevenueThis Indiana paycheck calculator estimates your take-home pay after the taxes withheld from a typical wage. Enter your gross pay, choose how often you are paid (weekly, every two weeks, twice a month or monthly) and select your filing status to see a full breakdown of every deduction and your net pay. The estimate combines four withholdings: federal income tax, calculated with the 2026 Internal Revenue Service annualised percentage method; Social Security at 6.2% up to the 2026 wage base of $184,500.00; Medicare at 1.45% on all wages; and Indiana state income tax withholding, applied with the brackets published by the Indiana Department of Revenue for tax year 2026. Results update as you type and the page link captures your inputs so you can save or share a calculation. This estimate covers federal withholding, FICA and state income tax only; State Disability Insurance where a state levies it, and any city or county local income tax, are not included and are noted separately. Use it to check a payslip, compare an offer, or plan a pre-tax contribution.
A $5,000 biweekly paycheck (single filer) in Indiana is about $3,703.31 take-home, after federal income tax $766.69, Social Security $310.00, Medicare $72.50 and Indiana income tax $147.50.
How the Indiana paycheck calculation works
annual gross = gross per period x pay periods per year
federal withholding = IRS Pub 15-T annualised percentage method, de-annualised
Social Security = min(annual gross, $184,500.00) x 6.2% / periods
Medicare = annual gross x 1.45% / periods
state withholding = Indiana income tax on annual gross / periods
take-home = gross per period - federal - Social Security - Medicare - state
Worked example
A single filer paid $5,000.00 every two weeks (26 pay periods a year) in Indiana, for 2026:
- Annual gross = $5,000.00 x 26 = $130,000.00
- Federal income tax withheld this period = $766.69
- Social Security = $310.00; Medicare = $72.50
- Indiana income tax withheld = $147.50
- Take-home = $5,000.00 - $766.69 - $310.00 - $72.50 - $147.50 = $3,703.31
Why your Indiana county tax matters more than the 2.95% state rate
Indiana withholds a flat 2.95% for state income tax in 2026, one of the lowest flat state rates in the country, applied on top of federal income tax withholding, Social Security and Medicare. Under the phased cuts in HEA 1001, the rate has fallen from 3.15% in 2023, and the Department of Revenue says it drops again to 2.90% in 2027. On this calculator the Indiana line reflects that 2.95% state rate.
The state rate is only half the story on an Indiana paycheck. Every Indiana county levies its own income tax on the same wages, and it is withheld on top of the state tax based on the county where you lived on January 1, not where you work. County rates run from 0.5% in Porter County to well above 2.5%, up to 3.0% in Randolph County, so a resident of a high-rate county can owe more in county tax than in state tax. This estimate does not include county tax, so your real take-home is lower than the state-only figure shown here.
Indiana also breaks from most states by having no standard deduction. Instead it grants a $1,000 personal exemption per taxpayer and per dependent, plus $1,500 for each qualifying child, which shields far less of your wage than the federal standard deduction does. Add your county rate to the 2.95% before comparing Indiana take-home with a neighboring state. This estimate covers federal tax, FICA and Indiana state withholding only.
Indiana paycheck calculator: frequently asked questions
How much is take-home pay on a $5,000 biweekly paycheck in Indiana?
A single filer earning $5,000 every two weeks in Indiana keeps about $3,703.31 after federal income tax withholding ($766.69), Social Security ($310.00), Medicare ($72.50) and Indiana state income tax withholding ($147.50). Enter your own gross pay, pay frequency and filing status above for your figure.
Does Indiana have a state income tax withheld from paychecks?
Yes. Indiana income tax is withheld from wages in addition to federal income tax and FICA. This calculator applies the Indiana brackets published by the Indiana Department of Revenue (tax year 2026) using the annualised method.
What FICA taxes are withheld from a Indiana paycheck?
Social Security is withheld at 6.2% on wages up to the 2026 wage base of $184,500.00, and Medicare at 1.45% on all wages, with an additional 0.9% Medicare tax on wages above the filing-status threshold. These are federal taxes that apply to wages in every state.
Does this Indiana paycheck estimate include SDI or local taxes?
No. This estimate covers federal income tax withholding, Social Security, Medicare and Indiana state income tax withholding. State Disability Insurance (SDI), where a state levies it, and any city or county local income taxes are not included; check your state and local authorities for those.
Official sources
- Federal income tax withholding and standard deduction (tax year 2026): US Internal Revenue Service, as at Jun 12, 2026.
- Social Security wage base and FICA rates (2026): US Social Security Administration and IRS Topic 751, as at Jun 12, 2026.
- Indiana income tax brackets (tax year 2026): Indiana Department of Revenue, as at Jul 16, 2026.
Reviewed by the CalculatorHub team, edited by James Graham, 25 June 2026. See our methodology. General information, not financial or tax advice. State Disability Insurance and local income taxes are not included.