Maine Paycheck Calculator
Figure basis: Official Maine Revenue ServicesThis Maine paycheck calculator estimates your take-home pay after the taxes withheld from a typical wage. Enter your gross pay, choose how often you are paid (weekly, every two weeks, twice a month or monthly) and select your filing status to see a full breakdown of every deduction and your net pay. The estimate combines four withholdings: federal income tax, calculated with the 2026 Internal Revenue Service annualised percentage method; Social Security at 6.2% up to the 2026 wage base of $184,500.00; Medicare at 1.45% on all wages; and Maine state income tax withholding, applied with the brackets published by the Maine Revenue Services for tax year 2026. Results update as you type and the page link captures your inputs so you can save or share a calculation. This estimate covers federal withholding, FICA and state income tax only; State Disability Insurance where a state levies it, and any city or county local income tax, are not included and are noted separately. Use it to check a payslip, compare an offer, or plan a pre-tax contribution.
A $5,000 biweekly paycheck (single filer) in Maine is about $3,556.48 take-home, after federal income tax $766.69, Social Security $310.00, Medicare $72.50 and Maine income tax $294.33.
How the Maine paycheck calculation works
annual gross = gross per period x pay periods per year
federal withholding = IRS Pub 15-T annualised percentage method, de-annualised
Social Security = min(annual gross, $184,500.00) x 6.2% / periods
Medicare = annual gross x 1.45% / periods
state withholding = Maine income tax on annual gross / periods
take-home = gross per period - federal - Social Security - Medicare - state
Worked example
A single filer paid $5,000.00 every two weeks (26 pay periods a year) in Maine, for 2026:
- Annual gross = $5,000.00 x 26 = $130,000.00
- Federal income tax withheld this period = $766.69
- Social Security = $310.00; Medicare = $72.50
- Maine income tax withheld = $294.33
- Take-home = $5,000.00 - $766.69 - $310.00 - $72.50 - $294.33 = $3,556.48
What Maine withholds, and why it shifts every January
Maine takes a graduated bite out of each paycheck. Once the federal withholdings come out, federal income tax, Social Security at 6.2% up to the wage base, and Medicare at 1.45%, Maine withholds its own income tax at 5.8%, 6.75%, and 7.15% as wages climb. For 2026 a single worker is withheld at 5.8% on the first $27,400 of Maine taxable income, 6.75% up to $64,850, and 7.15% above that; married couples filing jointly reach the 7.15% band only above $129,750.
What sets Maine apart is how much moves with inflation. Maine applies its own cost-of-living adjustment (1.279 for 2026) to the brackets, the standard deduction ($15,700 single, $31,400 joint), and a $5,300 personal exemption per taxpayer, so the wages shielded from state tax rise every January rather than staying frozen for years. That indexing keeps bracket creep from quietly lifting the Maine tax withheld as pay tracks inflation.
A couple of Maine specifics affect real take-home. There is no county or city income tax, so state withholding is the whole state-and-local picture. And while Maine offers a deduction for Social Security benefits, it phases out as income rises, so a higher-earning retiree who keeps working may find that break shrinking even as Maine tax is withheld on the wages.
Maine paycheck calculator: frequently asked questions
How much is take-home pay on a $5,000 biweekly paycheck in Maine?
A single filer earning $5,000 every two weeks in Maine keeps about $3,556.48 after federal income tax withholding ($766.69), Social Security ($310.00), Medicare ($72.50) and Maine state income tax withholding ($294.33). Enter your own gross pay, pay frequency and filing status above for your figure.
Does Maine have a state income tax withheld from paychecks?
Yes. Maine income tax is withheld from wages in addition to federal income tax and FICA. This calculator applies the Maine brackets published by the Maine Revenue Services (tax year 2026) using the annualised method.
What FICA taxes are withheld from a Maine paycheck?
Social Security is withheld at 6.2% on wages up to the 2026 wage base of $184,500.00, and Medicare at 1.45% on all wages, with an additional 0.9% Medicare tax on wages above the filing-status threshold. These are federal taxes that apply to wages in every state.
Does this Maine paycheck estimate include SDI or local taxes?
No. This estimate covers federal income tax withholding, Social Security, Medicare and Maine state income tax withholding. State Disability Insurance (SDI), where a state levies it, and any city or county local income taxes are not included; check your state and local authorities for those.
Official sources
- Federal income tax withholding and standard deduction (tax year 2026): US Internal Revenue Service, as at Jun 12, 2026.
- Social Security wage base and FICA rates (2026): US Social Security Administration and IRS Topic 751, as at Jun 12, 2026.
- Maine income tax brackets (tax year 2026): Maine Revenue Services, as at Jul 18, 2026.
Reviewed by the CalculatorHub team, edited by James Graham, 25 June 2026. See our methodology. General information, not financial or tax advice. State Disability Insurance and local income taxes are not included.