Mississippi Income Tax Calculator
Mississippi income tax is calculated on your taxable income after deductions and exemptions. This calculator estimates your Mississippi state income tax liability for the current tax year. Enter your annual gross income, choose your filing status (single, married filing jointly, married filing separately, or head of household), and add any pre-tax deductions to see your estimated state tax, effective tax rate, and marginal bracket. Results update in real time as you adjust your inputs. The calculator covers Mississippi state income tax only; federal income tax, FICA payroll taxes, and any local income taxes your city or county imposes are separate. All rates and brackets are sourced directly from Mississippi Department of Revenue and are verified for the current tax year. Use this tool alongside the federal income tax calculator to see your combined total tax liability. Effective rate and marginal rate are both shown so you can evaluate the impact of additional income, filing status changes, or increased pre-tax contributions to a 401(k) or similar plan.
Mississippi uses graduated income tax brackets. A single filer earning $60,000 owes $0.00 in state income tax, an effective rate of 0.00% and a marginal rate of 0%. Enter your own income and filing status below.
Bracket breakdown
| Income range | Rate | Tax in bracket |
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How Mississippi income tax works
Mississippi taxes income under Mississippi Code §27-7-5. Under HB 531 (2022), Mississippi is phasing out its income tax through a series of scheduled rate reductions. For tax year 2025, the first $10,000 of taxable income is exempt (0%), and income over $10,000 is taxed at 4.4%. The rate on income over $10,000 will continue to fall: to 4.0% in 2026, then further reductions toward a long-run target of 3.0% by 2030, subject to revenue triggers. Your result updates the page link, so you can copy a permalink to any calculation.
taxable income = gross income - standard deduction
state income tax = sum of (income in each bracket x bracket rate / 100)
effective rate = state income tax / gross income x 100
marginal rate = rate of the highest bracket reached
Mississippi income tax brackets (2025)
The table below shows the Mississippi graduated income tax brackets for single filers, as published by the Mississippi Department of Revenue and verified Jun 12, 2026. Thresholds for other filing statuses may differ; use the calculator above to select your status.
| Income range | Rate | Source |
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Mississippi income tax: frequently asked questions
How much is the Mississippi income tax on a $60,000 salary?
A single filer earning $60,000 a year in Mississippi has a taxable income of $57,700.00 after the standard deduction. The computed state income tax is $0.00, an effective rate of 0.00%. Enter your own income above for an exact figure.
What is the Mississippi state income tax rate?
Mississippi has graduated income tax brackets. The marginal rate depends on your taxable income and filing status. For a single filer earning $60,000 the marginal rate is 0%.
What filing statuses does Mississippi income tax apply to?
Mississippi income tax applies to single filers, married couples filing jointly, head of household filers and married couples filing separately. Bracket thresholds and standard deductions may differ by filing status.
What is Mississippi's income tax rate for 2025?
For tax year 2025, Mississippi imposes no tax on the first $10,000 of taxable income and taxes income over $10,000 at 4.4%, under Mississippi Code §27-7-5 as amended by HB 531 (2022). This continues a multi-year phased reduction toward eliminating the state income tax.
How is Mississippi phasing out its income tax?
Mississippi HB 531 (2022) established a schedule of annual rate reductions. The 5% top rate was reduced to 4.7% in 2024, then to 4.4% in 2025, and will drop to 4.0% in 2026. Further reductions are planned toward a long-run target of 3.0% by 2030, with full elimination contingent on the state meeting revenue benchmarks.
What standard deduction and exemptions does Mississippi allow?
Mississippi's standard deduction is $2,300 for single filers and married filing separately, $4,600 for married filing jointly, and $3,400 for head of household. In addition, Mississippi allows personal exemptions: $6,000 for single, $12,000 for married filing jointly, $9,500 for head of household, and $6,000 for married filing separately. Both the standard deduction and personal exemption reduce Mississippi taxable income.
Does Mississippi tax retirement and Social Security income?
Mississippi is one of the most retirement-friendly states for income tax purposes. Mississippi does not tax Social Security benefits, public or private pension income, or distributions from qualified retirement plans such as 401(k) or IRA accounts. This exemption applies regardless of the taxpayer's age or income level.
Official sources
- Mississippi income tax rates (tax year 2025): Mississippi Department of Revenue, as at Jun 12, 2026.
Reviewed by the CalculatorHub team, edited by James Graham, 11 June 2026. See our methodology. General information, not financial or tax advice.