Mississippi Income Tax Calculator
Figure basis: Official Mississippi Department of RevenueMississippi income tax is calculated on your taxable income after deductions and exemptions. This calculator estimates your Mississippi state income tax liability for the current tax year. Enter your annual gross income, choose your filing status (single, married filing jointly, married filing separately, or head of household), and add any pre-tax deductions to see your estimated state tax, effective tax rate, and marginal bracket. Results update in real time as you adjust your inputs. The calculator covers Mississippi state income tax only; federal income tax, FICA payroll taxes, and any local income taxes your city or county imposes are separate. All rates and brackets are sourced directly from Mississippi Department of Revenue and are verified for the current tax year. Use this tool alongside the federal income tax calculator to see your combined total tax liability. Effective rate and marginal rate are both shown so you can evaluate the impact of additional income, filing status changes, or increased pre-tax contributions to a 401(k) or similar plan.
Mississippi uses graduated income tax brackets. A single filer earning $60,000 owes $0.00 in state income tax, an effective rate of 0.00% and a marginal rate of 0%. Enter your own income and filing status below.
Bracket breakdown
| Income range | Rate | Tax in bracket |
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How Mississippi income tax works
Mississippi taxes income under Mississippi Code §27-7-5. Under HB 531 (2022) and subsequent legislation, Mississippi is phasing out its income tax through a series of scheduled rate reductions. For tax year 2026, the first $10,000 of taxable income is exempt (0%), and income over $10,000 is taxed at 4.0%. The Mississippi Department of Revenue's published schedule sets the rate on income over $10,000 at 4.4% for 2025, 4.0% for 2026, and 3.75% for 2027, with further reductions toward eliminating the tax subject to revenue triggers. Your result updates the page link, so you can copy a permalink to any calculation.
taxable income = gross income - standard deduction
state income tax = sum of (income in each bracket x bracket rate / 100)
effective rate = state income tax / gross income x 100
marginal rate = rate of the highest bracket reached
Mississippi income tax brackets (2026)
The table below shows the Mississippi graduated income tax brackets for single filers, as published by the Mississippi Department of Revenue and verified Jul 16, 2026. Thresholds for other filing statuses may differ; use the calculator above to select your status.
| Income range | Rate | Source |
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Mississippi's flat-tax-in-disguise and its road to zero
Mississippi calls its income tax graduated, but for tax year 2026 the structure behaves like a single flat rate. The first $10,000 of taxable income is exempt at 0%, and every dollar above $10,000 is taxed at one rate of 4.0%. There is no separate top bracket for high earners, so a resident earning $80,000 and one earning $800,000 face the same 4.0% marginal rate. That makes the Mississippi tax unusually simple to estimate, though the effective rate still climbs toward 4.0% as income rises and the fixed $10,000 exemption shrinks in relative terms.
The bigger story is direction. Under HB 531 (2022) and later legislation, Mississippi is deliberately phasing its income tax out of existence. The rate on income over $10,000 was 4.4% in 2025, drops to 4.0% in 2026, and is scheduled at 3.75% for 2027, with further cuts tied to state revenue benchmarks that could eventually reach zero. Anyone planning a multi-year move or retirement should track those triggers rather than assume today's rate is permanent.
One point trips people up: the standard deduction ($2,300 for a single filer) and the personal exemption ($6,000 single, $12,000 married filing jointly) both apply and stack. Mississippi also does not tax Social Security, pensions, or 401(k) and IRA distributions, so the practical state bill for many retirees is effectively $0.
Mississippi income tax: frequently asked questions
How much is the Mississippi income tax on a $60,000 salary?
A single filer earning $60,000 a year in Mississippi has a taxable income of $57,700.00 after the standard deduction. The computed state income tax is $0.00, an effective rate of 0.00%. Enter your own income above for an exact figure.
What is the Mississippi state income tax rate?
Mississippi has graduated income tax brackets. The marginal rate depends on your taxable income and filing status. For a single filer earning $60,000 the marginal rate is 0%.
What filing statuses does Mississippi income tax apply to?
Mississippi income tax applies to single filers, married couples filing jointly, head of household filers and married couples filing separately. Bracket thresholds and standard deductions may differ by filing status.
What is Mississippi's income tax rate for 2026?
For tax year 2026, Mississippi imposes no tax on the first $10,000 of taxable income and taxes income over $10,000 at 4.0%, under Mississippi Code §27-7-5. This continues a multi-year phased reduction toward eliminating the state income tax.
How is Mississippi phasing out its income tax?
Mississippi established a schedule of annual rate reductions. The top rate on income over $10,000 fell from 4.7% in 2024 to 4.4% in 2025, 4.0% in 2026, and 3.75% in 2027, with further reductions planned toward full elimination contingent on the state meeting revenue benchmarks.
What standard deduction and exemptions does Mississippi allow?
Mississippi's standard deduction is $2,300 for single filers and married filing separately, $4,600 for married filing jointly, and $3,400 for head of family. In addition, Mississippi allows personal exemptions: $6,000 for single, $12,000 for married filing jointly, $8,000 for head of family, and $6,000 for married filing separately. Both the standard deduction and personal exemption reduce Mississippi taxable income.
Does Mississippi tax retirement and Social Security income?
Mississippi is one of the most retirement-friendly states for income tax purposes. Mississippi does not tax Social Security benefits, public or private pension income, or distributions from qualified retirement plans such as 401(k) or IRA accounts. This exemption applies regardless of the taxpayer's age or income level.
Official sources
- Mississippi income tax rates (tax year 2026): Mississippi Department of Revenue, as at Jul 16, 2026.
Reviewed by the CalculatorHub team, edited by James Graham, 11 June 2026. See our methodology. General information, not financial or tax advice.