New York Paycheck Calculator
Figure basis: Official New York State Department of Taxation and FinanceThis New York paycheck calculator estimates your take-home pay after the taxes withheld from a typical wage. Enter your gross pay, choose how often you are paid (weekly, every two weeks, twice a month or monthly) and select your filing status to see a full breakdown of every deduction and your net pay. The estimate combines four withholdings: federal income tax, calculated with the 2026 Internal Revenue Service annualised percentage method; Social Security at 6.2% up to the 2026 wage base of $184,500.00; Medicare at 1.45% on all wages; and New York state income tax withholding, applied with the brackets published by the New York State Department of Taxation and Finance for tax year 2025. Results update as you type and the page link captures your inputs so you can save or share a calculation. This estimate covers federal withholding, FICA and state income tax only; State Disability Insurance where a state levies it, and any city or county local income tax, are not included and are noted separately. Use it to check a payslip, compare an offer, or plan a pre-tax contribution.
A $5,000 biweekly paycheck (single filer) in New York is about $3,591.13 take-home, after federal income tax $766.69, Social Security $310.00, Medicare $72.50 and New York income tax $259.68.
How the New York paycheck calculation works
annual gross = gross per period x pay periods per year
federal withholding = IRS Pub 15-T annualised percentage method, de-annualised
Social Security = min(annual gross, $184,500.00) x 6.2% / periods
Medicare = annual gross x 1.45% / periods
state withholding = New York income tax on annual gross / periods
take-home = gross per period - federal - Social Security - Medicare - state
Worked example
A single filer paid $5,000.00 every two weeks (26 pay periods a year) in New York, for 2026:
- Annual gross = $5,000.00 x 26 = $130,000.00
- Federal income tax withheld this period = $766.69
- Social Security = $310.00; Medicare = $72.50
- New York income tax withheld = $259.68
- Take-home = $5,000.00 - $766.69 - $310.00 - $72.50 - $259.68 = $3,591.13
Why your New York paycheck can hide a city tax and a recapture
New York withholds state income tax from your paycheck alongside the federal income tax, Social Security and Medicare. The state schedule is broad, running from 4% to a top rate of 10.9%, but the bottom four rates (4% to 5.5%) cover most wage earners; the high brackets, including 9.65% above $1,077,550 for a single filer, were enacted only for tax years 2021 through 2027. For a typical salary, this calculator's state line tracks New York's own tables closely.
Where you live changes the answer more than in most states. A New York City resident stacks a city income tax of 3.078% up to 3.876% on top of the state amount, and a Yonkers resident adds a 16.75% surcharge on the state tax owed. Neither is shown in the state figure here, so a Manhattan worker's real deduction is meaningfully larger than the state line suggests.
Two quieter details shape take-home pay. Above $107,650 of income, New York recaptures the benefit of its lower brackets, nudging a high earner's effective rate toward the flat top rate, so treat the figure here as a floor. And the $8,000 single standard deduction drops to $3,100 if someone else can claim you as a dependent, which raises the tax withheld on a student's or young worker's first paychecks.
New York paycheck calculator: frequently asked questions
How much is take-home pay on a $5,000 biweekly paycheck in New York?
A single filer earning $5,000 every two weeks in New York keeps about $3,591.13 after federal income tax withholding ($766.69), Social Security ($310.00), Medicare ($72.50) and New York state income tax withholding ($259.68). Enter your own gross pay, pay frequency and filing status above for your figure.
Does New York have a state income tax withheld from paychecks?
Yes. New York income tax is withheld from wages in addition to federal income tax and FICA. This calculator applies the New York brackets published by the New York State Department of Taxation and Finance (tax year 2025) using the annualised method.
What FICA taxes are withheld from a New York paycheck?
Social Security is withheld at 6.2% on wages up to the 2026 wage base of $184,500.00, and Medicare at 1.45% on all wages, with an additional 0.9% Medicare tax on wages above the filing-status threshold. These are federal taxes that apply to wages in every state.
Does this New York paycheck estimate include SDI or local taxes?
No. This estimate covers federal income tax withholding, Social Security, Medicare and New York state income tax withholding. State Disability Insurance (SDI), where a state levies it, and any city or county local income taxes are not included; check your state and local authorities for those.
Official sources
- Federal income tax withholding and standard deduction (tax year 2026): US Internal Revenue Service, as at Jun 12, 2026.
- Social Security wage base and FICA rates (2026): US Social Security Administration and IRS Topic 751, as at Jun 12, 2026.
- New York income tax brackets (tax year 2025): New York State Department of Taxation and Finance, as at Jun 12, 2026.
Reviewed by the CalculatorHub team, edited by James Graham, 25 June 2026. See our methodology. General information, not financial or tax advice. State Disability Insurance and local income taxes are not included.