North Dakota Paycheck Calculator
Figure basis: Official North Dakota Office of State Tax CommissionerThis North Dakota paycheck calculator estimates your take-home pay after the taxes withheld from a typical wage. Enter your gross pay, choose how often you are paid (weekly, every two weeks, twice a month or monthly) and select your filing status to see a full breakdown of every deduction and your net pay. The estimate combines four withholdings: federal income tax, calculated with the 2026 Internal Revenue Service annualised percentage method; Social Security at 6.2% up to the 2026 wage base of $184,500.00; Medicare at 1.45% on all wages; and North Dakota state income tax withholding, applied with the brackets published by the North Dakota Office of State Tax Commissioner for tax year 2026. Results update as you type and the page link captures your inputs so you can save or share a calculation. This estimate covers federal withholding, FICA and state income tax only; State Disability Insurance where a state levies it, and any city or county local income tax, are not included and are noted separately. Use it to check a payslip, compare an offer, or plan a pre-tax contribution.
A $5,000 biweekly paycheck (single filer) in North Dakota is about $3,802.56 take-home, after federal income tax $766.69, Social Security $310.00, Medicare $72.50 and North Dakota income tax $48.24.
How the North Dakota paycheck calculation works
annual gross = gross per period x pay periods per year
federal withholding = IRS Pub 15-T annualised percentage method, de-annualised
Social Security = min(annual gross, $184,500.00) x 6.2% / periods
Medicare = annual gross x 1.45% / periods
state withholding = North Dakota income tax on annual gross / periods
take-home = gross per period - federal - Social Security - Medicare - state
Worked example
A single filer paid $5,000.00 every two weeks (26 pay periods a year) in North Dakota, for 2026:
- Annual gross = $5,000.00 x 26 = $130,000.00
- Federal income tax withheld this period = $766.69
- Social Security = $310.00; Medicare = $72.50
- North Dakota income tax withheld = $48.24
- Take-home = $5,000.00 - $766.69 - $310.00 - $72.50 - $48.24 = $3,802.56
Why many North Dakota paychecks have a $0 state line
North Dakota gives many workers something unusual: a state income tax line of $0.00 on their paycheck. For tax year 2026 the first $49,575 of taxable income for a single filer, and the first $82,800 for a married couple filing jointly, is taxed at 0%. Only income above those thresholds enters the 1.95% band, and the top rate is a modest 2.5%, reached only past $250,400 for a single filer. A typical middle-income household in Fargo or Bismarck can run this calculator and see no state withholding at all, so their take-home pay is set almost entirely by the three federal deductions.
Two features drive that result. HB 1158 (2023) sharply cut the schedule starting in 2024, and the bracket thresholds are indexed for inflation, so the 0% band grows a little each year instead of quietly pulling more workers into tax. Because North Dakota begins from federal taxable income, the federal standard deduction ($16,100 single, $32,200 married filing jointly for 2026) already lowers the base before the state brackets apply.
Even for higher earners the state bite stays small: the marginal rate tops out at 2.5%, far below a neighbor like Minnesota. North Dakota also does not tax Social Security benefits, which keeps the paycheck light for working retirees weighing where to settle.
North Dakota paycheck calculator: frequently asked questions
How much is take-home pay on a $5,000 biweekly paycheck in North Dakota?
A single filer earning $5,000 every two weeks in North Dakota keeps about $3,802.56 after federal income tax withholding ($766.69), Social Security ($310.00), Medicare ($72.50) and North Dakota state income tax withholding ($48.24). Enter your own gross pay, pay frequency and filing status above for your figure.
Does North Dakota have a state income tax withheld from paychecks?
Yes. North Dakota income tax is withheld from wages in addition to federal income tax and FICA. This calculator applies the North Dakota brackets published by the North Dakota Office of State Tax Commissioner (tax year 2026) using the annualised method.
What FICA taxes are withheld from a North Dakota paycheck?
Social Security is withheld at 6.2% on wages up to the 2026 wage base of $184,500.00, and Medicare at 1.45% on all wages, with an additional 0.9% Medicare tax on wages above the filing-status threshold. These are federal taxes that apply to wages in every state.
Does this North Dakota paycheck estimate include SDI or local taxes?
No. This estimate covers federal income tax withholding, Social Security, Medicare and North Dakota state income tax withholding. State Disability Insurance (SDI), where a state levies it, and any city or county local income taxes are not included; check your state and local authorities for those.
Official sources
- Federal income tax withholding and standard deduction (tax year 2026): US Internal Revenue Service, as at Jun 12, 2026.
- Social Security wage base and FICA rates (2026): US Social Security Administration and IRS Topic 751, as at Jun 12, 2026.
- North Dakota income tax brackets (tax year 2026): North Dakota Office of State Tax Commissioner, as at Jul 16, 2026.
Reviewed by the CalculatorHub team, edited by James Graham, 25 June 2026. See our methodology. General information, not financial or tax advice. State Disability Insurance and local income taxes are not included.