Rhode Island Income Tax Calculator
Figure basis: Official Rhode Island Division of TaxationRhode Island income tax is calculated on your taxable income after deductions and exemptions. This calculator estimates your Rhode Island state income tax liability for the current tax year. Enter your annual gross income, choose your filing status (single, married filing jointly, married filing separately, or head of household), and add any pre-tax deductions to see your estimated state tax, effective tax rate, and marginal bracket. Results update in real time as you adjust your inputs. The calculator covers Rhode Island state income tax only; federal income tax, FICA payroll taxes, and any local income taxes your city or county imposes are separate. All rates and brackets are sourced directly from Rhode Island Division of Taxation and are verified for the current tax year. Use this tool alongside the federal income tax calculator to see your combined total tax liability. Effective rate and marginal rate are both shown so you can evaluate the impact of additional income, filing status changes, or increased pre-tax contributions to a 401(k) or similar plan.
Rhode Island uses graduated income tax brackets. A single filer earning $60,000 owes $0.00 in state income tax, an effective rate of 0.00% and a marginal rate of 0%. Enter your own income and filing status below.
Bracket breakdown
| Income range | Rate | Tax in bracket |
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How Rhode Island income tax works
Rhode Island imposes a three-bracket graduated income tax under Rhode Island General Laws 44-30-2.6. The same uniform rate schedule applies to all filing statuses. Rates range from 3.75% to a top rate of 5.99% on income above $186,450. Rhode Island adjusts its bracket thresholds annually for inflation. Rhode Island has its own standard deduction (lower than the federal amount) and a personal exemption of $5,250 per exemption. The standard deduction and personal exemption phase out for higher-income taxpayers. Rhode Island does not conform to the federal standard deduction, so residents must use the Rhode Island amounts when filing state returns. Your result updates the page link, so you can copy a permalink to any calculation.
taxable income = gross income - standard deduction
state income tax = sum of (income in each bracket x bracket rate / 100)
effective rate = state income tax / gross income x 100
marginal rate = rate of the highest bracket reached
Rhode Island income tax brackets (2026)
The table below shows the Rhode Island graduated income tax brackets for single filers, as published by the Rhode Island Division of Taxation and verified Jul 16, 2026. Thresholds for other filing statuses may differ; use the calculator above to select your status.
| Income range | Rate | Source |
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Rhode Island's three brackets, indexed every year
Rhode Island keeps its income tax refreshingly simple: one three-bracket schedule that applies to every filing status, with no separate charts for single versus joint filers. For 2026, the first $82,050 of taxable income is taxed at 3.75%, income up to $186,450 at 4.75%, and everything above at the top rate of 5.99%. What makes Rhode Island unusual among small states is that it indexes those bracket thresholds to inflation every year, so the numbers shift slightly each tax season rather than staying frozen the way Oklahoma's deductions do.
The state runs its own standard deduction ($11,200 single, $22,400 joint, $16,800 head of household) plus a $5,250 personal exemption per person. The catch that trips up higher earners is the phase-out: both the standard deduction and the exemption shrink once modified federal AGI enters the $261,000 to $290,800 band, and vanish completely above it. A taxpayer in that range effectively faces a higher marginal cost on each additional dollar than the 5.99% rate alone suggests.
For anyone comparing Rhode Island with next-door Massachusetts, the picture is mixed. Lower earners pay 3.75% here versus a flat 5% across the border, but Massachusetts uses a larger deduction and its millionaires surtax only bites above $1,000,000. Middle-income households often land at similar effective rates in both states, so run your actual numbers above before drawing a conclusion.
Rhode Island income tax: frequently asked questions
How much is the Rhode Island income tax on a $60,000 salary?
A single filer earning $60,000 a year in Rhode Island has a taxable income of $48,800.00 after the standard deduction. The computed state income tax is $0.00, an effective rate of 0.00%. Enter your own income above for an exact figure.
What is the Rhode Island state income tax rate?
Rhode Island has graduated income tax brackets. The marginal rate depends on your taxable income and filing status. For a single filer earning $60,000 the marginal rate is 0%.
What filing statuses does Rhode Island income tax apply to?
Rhode Island income tax applies to single filers, married couples filing jointly, head of household filers and married couples filing separately. Bracket thresholds and standard deductions may differ by filing status.
What are Rhode Island's 2026 income tax brackets?
Rhode Island uses the same three-bracket schedule for all filing statuses in 2026: 3.75% on income up to $82,050; 4.75% on $82,051-$186,450; and 5.99% on income above $186,450. Rhode Island adjusts these thresholds annually for inflation. Authority: Rhode Island Division of Taxation, Rhode Island General Laws 44-30-2.6.
What is Rhode Island's standard deduction for 2026?
Rhode Island's standard deduction for 2026 is $11,200 for single filers and married filing separately, $22,400 for married filing jointly, and $16,800 for head of household. These are Rhode Island's own amounts and are lower than the federal standard deduction. Rhode Island also allows a $5,250 personal exemption per exemption claimed, though this phases out at higher incomes. Rhode Island General Laws 44-30-2.6.
How does Rhode Island's personal exemption phase-out work?
Rhode Island provides a personal and dependency exemption of $5,250 per exemption for 2026. This exemption, along with the standard deduction, begins to phase out when Rhode Island modified federal adjusted gross income exceeds $261,000, and is fully eliminated once income exceeds $290,800. As income rises through the phase-out range, the amounts are reduced proportionally. Taxpayers above the range receive no benefit from the standard deduction or exemption. The Rhode Island Division of Taxation publishes the current phase-out thresholds in its annual inflation advisory.
How does Rhode Island's income tax compare to neighboring Massachusetts?
Rhode Island's top rate is 5.99% compared to Massachusetts's flat rate of 5% (with a 4% surtax bringing the rate to 9% on income above $1,000,000 under the Massachusetts 'millionaires tax'). Rhode Island's three-bracket structure means lower-income taxpayers pay 3.75%, which is lower than Massachusetts's flat 5%. However, Rhode Island's standard deduction ($11,200 single) is lower than the deduction Massachusetts uses, and Massachusetts exempts some income types that Rhode Island taxes. Overall, middle-income earners may pay similar effective rates in both states.
Official sources
- Rhode Island income tax rates (tax year 2026): Rhode Island Division of Taxation, as at Jul 16, 2026.
Reviewed by the CalculatorHub team, edited by James Graham, 11 June 2026. See our methodology. General information, not financial or tax advice.