Utah Paycheck Calculator
Figure basis: Official Utah State Tax CommissionThis Utah paycheck calculator estimates your take-home pay after the taxes withheld from a typical wage. Enter your gross pay, choose how often you are paid (weekly, every two weeks, twice a month or monthly) and select your filing status to see a full breakdown of every deduction and your net pay. The estimate combines four withholdings: federal income tax, calculated with the 2026 Internal Revenue Service annualised percentage method; Social Security at 6.2% up to the 2026 wage base of $184,500.00; Medicare at 1.45% on all wages; and Utah state income tax withholding, applied with the brackets published by the Utah State Tax Commission for tax year 2025. Results update as you type and the page link captures your inputs so you can save or share a calculation. This estimate covers federal withholding, FICA and state income tax only; State Disability Insurance where a state levies it, and any city or county local income tax, are not included and are noted separately. Use it to check a payslip, compare an offer, or plan a pre-tax contribution.
A $5,000 biweekly paycheck (single filer) in Utah is about $3,625.81 take-home, after federal income tax $766.69, Social Security $310.00, Medicare $72.50 and Utah income tax $225.00.
How the Utah paycheck calculation works
annual gross = gross per period x pay periods per year
federal withholding = IRS Pub 15-T annualised percentage method, de-annualised
Social Security = min(annual gross, $184,500.00) x 6.2% / periods
Medicare = annual gross x 1.45% / periods
state withholding = Utah income tax on annual gross / periods
take-home = gross per period - federal - Social Security - Medicare - state
Worked example
A single filer paid $5,000.00 every two weeks (26 pay periods a year) in Utah, for 2026:
- Annual gross = $5,000.00 x 26 = $130,000.00
- Federal income tax withheld this period = $766.69
- Social Security = $310.00; Medicare = $72.50
- Utah income tax withheld = $225.00
- Take-home = $5,000.00 - $766.69 - $310.00 - $72.50 - $225.00 = $3,625.81
How Utah's flat 4.5 percent lands on your check
On top of federal income tax and FICA, Utah withholds state income tax at a single flat rate of 4.5 percent for 2025, so every dollar of Utah wages is treated the same whether you earn $40,000 or $400,000. That flat structure makes the state portion of your paycheck unusually predictable: unlike a graduated state, Utah does not push higher slices of your pay into steeper brackets, so a raise never changes your marginal state rate.
The wrinkle is what Utah does instead of a standard deduction, which is nothing. Utah offsets tax with a nonrefundable Taxpayer Tax Credit worth about 6 percent of your federal personal exemptions, roughly $243 per person, and that credit shrinks as income rises, phasing out from about $15,548 for single filers and $31,096 for joint filers. Payroll withholding builds this credit into the Utah tables, which is why a quick income-times-4.5-percent estimate slightly overstates the state tax pulled from a lower or middle earner's check while landing close for higher earners whose credit has already phased out.
Two practical notes. The 4.5 percent rate is recent: Utah trimmed it from 4.55 percent for 2024 under HB 106, so an older pay stub may show more. And filers age 65 and older may qualify for a separate retirement credit that further reduces Utah tax on Social Security and pension income, though that shows up at filing rather than in each paycheck.
Utah paycheck calculator: frequently asked questions
How much is take-home pay on a $5,000 biweekly paycheck in Utah?
A single filer earning $5,000 every two weeks in Utah keeps about $3,625.81 after federal income tax withholding ($766.69), Social Security ($310.00), Medicare ($72.50) and Utah state income tax withholding ($225.00). Enter your own gross pay, pay frequency and filing status above for your figure.
Does Utah have a state income tax withheld from paychecks?
Yes. Utah income tax is withheld from wages in addition to federal income tax and FICA. This calculator applies the Utah brackets published by the Utah State Tax Commission (tax year 2025) using the annualised method.
What FICA taxes are withheld from a Utah paycheck?
Social Security is withheld at 6.2% on wages up to the 2026 wage base of $184,500.00, and Medicare at 1.45% on all wages, with an additional 0.9% Medicare tax on wages above the filing-status threshold. These are federal taxes that apply to wages in every state.
Does this Utah paycheck estimate include SDI or local taxes?
No. This estimate covers federal income tax withholding, Social Security, Medicare and Utah state income tax withholding. State Disability Insurance (SDI), where a state levies it, and any city or county local income taxes are not included; check your state and local authorities for those.
Official sources
- Federal income tax withholding and standard deduction (tax year 2026): US Internal Revenue Service, as at Jun 12, 2026.
- Social Security wage base and FICA rates (2026): US Social Security Administration and IRS Topic 751, as at Jun 12, 2026.
- Utah income tax brackets (tax year 2025): Utah State Tax Commission, as at Jul 16, 2026.
Reviewed by the CalculatorHub team, edited by James Graham, 25 June 2026. See our methodology. General information, not financial or tax advice. State Disability Insurance and local income taxes are not included.