Insurance and actuarial Calculators: All 68 Tools
Every insurance and actuarial calculator on CalculatorHub, 68 in total, listed alphabetically. Each one is free, works in your browser with no signup, and shows the method it uses. Where a result depends on an external rate, standard or dataset, the supporting source is shown on the page with the date it was last checked. Prefer to search across all 6,718 calculators? Use the tool finder.
- Actual Cash Value Calculator: ACV After Depreciation
- Actuarial Reserve Calculator: PV Benefits Minus PV Premiums
- Annuity-Due Present Value Calculator (Life)
- Annuity-Immediate Present Value Calculator (Life)
- Auto Insurance Premium Estimate Calculator: Risk-Based Cost
- Bornhuetter-Ferguson Reserve Calculator
- Business Interruption Insurance Calculator
- Catastrophe PML Calculator: Probable Maximum Loss Estimate
- Chain Ladder Reserve Calculator: Ultimate Loss
- Claims Reserve Calculator: Case + IBNR Reserve
- Combined Ratio Calculator: Loss Ratio + Expense Ratio
- Commutation Function Calculator: Dx, Cx, v
- Credibility-Weighted Premium Calculator
- Critical Illness Insurance Calculator: Lump Sum Need
- Cyber Insurance Premium Estimator
- Deductible vs Premium Calculator: Compare Two Insurance Plans
- Deductible vs Premium Tradeoff Calculator: Expected Cost
- Disability Benefit Calculator: Monthly Income Replacement
- Disability Insurance Need Calculator 2026: Income Replacement Cover
- Disability Insurance Needs Calculator: Income Replacement
- Endowment Premium Calculator: Net Level Premium
- Flood Insurance Cost Calculator: NFIP Premium Estimate
- Force of Mortality Calculator: Instantaneous Rate
- Group Health Insurance Cost Calculator: Employer Share
- Health Insurance Break-Even Calculator: High vs. Low Deductible
- Health Insurance Out-of-Pocket Calculator
- Health Plan Actuarial Value Calculator: Plan vs Out-of-Pocket
- Home Insurance Replacement Cost Calculator
- Home Replacement Cost Calculator: Rebuild Value
- Homeowner Replacement Cost Calculator: Rebuild Estimate
- Income Protection Insurance Calculator
- Insurance Combined Ratio Calculator: Underwriting Profit Gauge
- Insurance Coverage Gap Calculator: Need vs Current Coverage
- Insurance Deductible Optimizer Calculator
- Insurance Expense Ratio Calculator
- Insurance Loss Ratio Calculator: Claims as a Share of Premium
- Insurance Loss Ratio Calculator: Incurred Losses / Premiums
- Insurance Premium vs Deductible Calculator
- Insurance Reserve Factor Calculator: Required Loss Reserve
- Jewelry Insurance Cost Calculator: Scheduled Item Coverage
- Joint Life Annuity Calculator: Last-Survivor APV
- Key Person Insurance Calculator: Business Coverage Need
- Life Annuity Present Value Calculator: Actuarial PV
- Life Insurance Needs Calculator: How Much Coverage Do You Need?
- Life Insurance Replacement Ratio Calculator
- Long-Term Care Cost Projection Calculator: Future LTC Costs
- Long-Term Care Insurance Cost Calculator
- Mortality Rate Calculator: Deaths per 1,000 Population
- Net Single Premium Calculator: Whole Life NSP
- No-Claims Bonus Calculator: Premium Discount
- Premium Financing Cost Calculator: Loan Interest on Premiums
- Premium Proration Calculator: Pro-Rata Insurance Premium
- Professional Indemnity Insurance Calculator
- Pure Premium Calculator
- Reinsurance Cession Calculator: Ceded Premium and Loss
- Renters Insurance Cost Calculator: Estimate Your Premium
- Select and Ultimate Mortality Calculator
- Self-Insurance Reserve Calculator: Expected Claims Plus Margin
- Survival Probability Calculator: SSA Life Table Estimates
- Term Life Insurance Needs Calculator: DIME Method
- Term Life Premium Estimate Calculator: Annual Cost by Age
- Term Life Premium Estimator Calculator
- Travel Insurance Premium Calculator: Estimate Your Policy Cost
- Umbrella Insurance Coverage Calculator
- Whole Life Cash Value Calculator: Estimate Policy Value
- Whole Life Reserve Calculator: Prospective TVx
- Workers Comp Experience Mod Calculator (EMR)
- Workers Comp Experience Mod Calculator: NCCI Mod Factor