Mississippi Paycheck Calculator
Figure basis: Official Mississippi Department of RevenueThis Mississippi paycheck calculator estimates your take-home pay after the taxes withheld from a typical wage. Enter your gross pay, choose how often you are paid (weekly, every two weeks, twice a month or monthly) and select your filing status to see a full breakdown of every deduction and your net pay. The estimate combines four withholdings: federal income tax, calculated with the 2026 Internal Revenue Service annualised percentage method; Social Security at 6.2% up to the 2026 wage base of $184,500.00; Medicare at 1.45% on all wages; and Mississippi state income tax withholding, applied with the brackets published by the Mississippi Department of Revenue for tax year 2026. Results update as you type and the page link captures your inputs so you can save or share a calculation. This estimate covers federal withholding, FICA and state income tax only; State Disability Insurance where a state levies it, and any city or county local income tax, are not included and are noted separately. Use it to check a payslip, compare an offer, or plan a pre-tax contribution.
A $5,000 biweekly paycheck (single filer) in Mississippi is about $3,850.81 take-home, after federal income tax $766.69, Social Security $310.00, Medicare $72.50 and Mississippi income tax $0.00.
How the Mississippi paycheck calculation works
annual gross = gross per period x pay periods per year
federal withholding = IRS Pub 15-T annualised percentage method, de-annualised
Social Security = min(annual gross, $184,500.00) x 6.2% / periods
Medicare = annual gross x 1.45% / periods
state withholding = Mississippi income tax on annual gross / periods
take-home = gross per period - federal - Social Security - Medicare - state
Worked example
A single filer paid $5,000.00 every two weeks (26 pay periods a year) in Mississippi, for 2026:
- Annual gross = $5,000.00 x 26 = $130,000.00
- Federal income tax withheld this period = $766.69
- Social Security = $310.00; Medicare = $72.50
- Mississippi income tax withheld = $0.00
- Take-home = $5,000.00 - $766.69 - $310.00 - $72.50 - $0.00 = $3,850.81
How a shrinking 4% rate shapes a Mississippi paycheck
For a working paycheck, Mississippi behaves like a flat 4% state even though the law calls it graduated. The first $10,000 of taxable income is exempt at 0%, and every dollar above that is taxed at a single 4.0% rate for 2026. There is no higher bracket for large salaries, so the state withholding line on a $60,000 earner and a $600,000 earner reflects the same 4.0% marginal rate, and the fixed $10,000 exemption means your effective rate creeps toward 4% as pay rises.
The direction of travel matters for future take-home. Mississippi is phasing the tax out: the rate above $10,000 was 4.4% in 2025, is 4.0% for 2026, and is scheduled at 3.75% for 2027, with further cuts tied to revenue triggers. Each step leaves a little more in your paycheck.
Two deductions stack before the 4% applies: the standard deduction ($2,300 for a single filer, $4,600 for married filing jointly) and a separate personal exemption ($6,000 single, $12,000 joint). Mississippi also has no city or county income tax, so the state figure above is the whole state deduction. Retirees fare even better, since Mississippi taxes no Social Security, pension, or 401(k) and IRA income, but for wage earners the story is simply a low, falling flat rate.
Mississippi paycheck calculator: frequently asked questions
How much is take-home pay on a $5,000 biweekly paycheck in Mississippi?
A single filer earning $5,000 every two weeks in Mississippi keeps about $3,850.81 after federal income tax withholding ($766.69), Social Security ($310.00), Medicare ($72.50) and Mississippi state income tax withholding ($0.00). Enter your own gross pay, pay frequency and filing status above for your figure.
Does Mississippi have a state income tax withheld from paychecks?
Yes. Mississippi income tax is withheld from wages in addition to federal income tax and FICA. This calculator applies the Mississippi brackets published by the Mississippi Department of Revenue (tax year 2026) using the annualised method.
What FICA taxes are withheld from a Mississippi paycheck?
Social Security is withheld at 6.2% on wages up to the 2026 wage base of $184,500.00, and Medicare at 1.45% on all wages, with an additional 0.9% Medicare tax on wages above the filing-status threshold. These are federal taxes that apply to wages in every state.
Does this Mississippi paycheck estimate include SDI or local taxes?
No. This estimate covers federal income tax withholding, Social Security, Medicare and Mississippi state income tax withholding. State Disability Insurance (SDI), where a state levies it, and any city or county local income taxes are not included; check your state and local authorities for those.
Official sources
- Federal income tax withholding and standard deduction (tax year 2026): US Internal Revenue Service, as at Jun 12, 2026.
- Social Security wage base and FICA rates (2026): US Social Security Administration and IRS Topic 751, as at Jun 12, 2026.
- Mississippi income tax brackets (tax year 2026): Mississippi Department of Revenue, as at Jul 16, 2026.
Reviewed by the CalculatorHub team, edited by James Graham, 25 June 2026. See our methodology. General information, not financial or tax advice. State Disability Insurance and local income taxes are not included.